Business Insurance.

Business insurance usually comes in packages that combine various types of insurance policies. The one that's right for you will depend on the nature of your business and the level of coverage you need, and the amount you pay for your policy will differ according to your package.

Yes, you can get business insurance before registering your business.

When you're buying your policy, your insurer will ask for your business address, trade type and actual or projected turnover. You may also be asked about your business structure. But your insurer won't ask about your company registration number or other business registration details, and this means that you can buy business insurance while you're settling the paperwork you need to set up and register your company.

To successfully compare business insurance, you'll need your personal, business and employee details, the details of the kind of policy you're looking for, as well as details of the specific cover that you want, including any add-ons.

You may need to provide information regarding any of your business's past or ongoing claims and legal disputes

You're only legally required to have employer's liability insurance to operate as a business, and even this only applies if you have one or more employees, all of which means that sole traders can operate legally without it. But none of this means that you might not need other forms of cover.

If you are self-employed and work entirely on your own, you won't need employers' liability insurance. However, it is important to remember that you may need other types of insurance coverage, such as public liability, product liability or professional indemnity insurance, and you should also bear in mind that most forms of personal insurance won't cover you for any claims made in the course of working.

For example, if you drive between places for work purposes, you will need business car insurance. Regular car insurance only covers you if your car is purely for personal use, or if you're using it for non-business purposes.

E-commerce insurance, also known as online retailer insurance, can protect your UK-based business, whether you sell locally or to customers worldwide.

If you're a retailer who sells goods online, you should consider e-commerce insurance, no matter how small your business is. Remember that if you have any staff, you will also need employer liability insurance by law.